When to take CPP is one of the biggest questions we as Certified Financial Planner professionals are asked. This extremely important decision should include considerations such as life expectancy, overall health, taxes and the need for income. For every month you take CPP before age 65, your payment is reduced by 0.6%, or 7.2% per…
Author: Julie
Get Retire Ready: Checklist
There’s a lot to consider when one’s retirement is nearing. Perhaps you are already retired and wondering if there’s more to consider. CI Investments TREP team of experts has put together a fantastic pre and post retirement planning checklist. Click the text below to read more! Retirement Checklist
The BEST (IMO) TFSA Contribution Room Calculator
Good Monday Morning, I get so many clients asking how much TFSA room they have available. If you were over 18 years of age when TFSAs were introduced in 2009, have never made a withdrawal and contribute nice round numbers, this is an easy task. However for any other scenario, it can be really difficult…
Christmas Financial Advice - A Poem
This time of year I , enthusiastically look forward to reading and sending out Mawer’s ‘Twas the Week Before Christmas Poem. Clients really enjoy the humorous summary of that’s happened during the year. But this year, I was disappointed. My expectations were too high and their poem just did not cut it. Low and behold,…