“The investor’s chief problem – and even his worst enemy – is likely to be himself” Benjamin Graham, The Intelligent Investor Emotions play a key role in investing. When we experience the kind of volatility that we have so far this year it can be difficult to stick to the plan. Dynamic’s Chief…
Author: Julie
Should you transfer your Defined Benefit Plan to a QROPS?
If you are thinking about transferring your defined benefit pension, here are some reasons for and against. You can find more information on QROPS transfers here.
Is Raising Income Tax the Way Out of Our Massive Deficit?
A great BNN Bloomberg interview with CIBC’s Jamie Golombek. In the 5 minute interview Jamie covers capital gains exemption rate, possible HST increases, taxing your principal residence and planning now to reduce your 2021 taxes. https://www.bnnbloomberg.ca/video/raising-income-taxes-is-not-the-way-out-of-the-mounting-deficit-cibc-s-jamie-golombek~2159700#.YE9ycB8UIHs.linkedin
Taking CPP Early, Late or at Age 65?
When to take CPP is one of the biggest questions we as Certified Financial Planner professionals are asked. This extremely important decision should include considerations such as life expectancy, overall health, taxes and the need for income. For every month you take CPP before age 65, your payment is reduced by 0.6%, or 7.2% per…