About us
Financial, Retirement, Estate and Tax Planners
Whether your financial needs are straightforward or highly complex, our goal is to provide integrated strategies that simplify your financial affairs, reduce tax burdens, enhance retirement income, and help build long-term wealth. We serve individuals, families, corporations, trusts, group benefit plans, and non-profit organizations with tailored advice designed to meet their unique objectives.
What sets us apart is our comprehensive approach. We believe effective financial advice must consider the complete picture, not just individual investments. Every recommendation is developed within the context of your personal circumstances, goals, family considerations, tax situation, and long-term plans. Before providing advice, we take the time to understand what matters most to you.
Today’s financial landscape is increasingly complex, creating challenges for investors seeking access to experienced, knowledgeable, and trusted financial professionals. As regulatory and industry changes continue to evolve, we believe the need for personalized, objective advice has never been greater.
Unlike many investment firms, we recognize that one approach does not fit every client. While fee-based account structures may be appropriate for some investors, others may prefer solutions where investment management costs are incorporated into the investment product itself. Our commitment is not to a particular compensation model, but to recommending the approach that best aligns with your needs, preferences, and financial goals. Regardless of how you choose to work with us, our focus remains the same: providing advice that serves your best interests.
Our Mission:
- To deliver the highest standard of financial, retirement, estate, and tax planning advice.
- To help clients maximize retirement income through disciplined investment strategies, prudent risk management, and tax-efficient planning.
- To preserve and enhance estate values by minimizing unnecessary taxes, legal costs, and probate expenses.
- To provide access to innovative, tax-efficient financial solutions while maintaining a strong focus on value, transparency, and cost effectiveness.
Our Team
Carl Eppstadt
Financial Planner, CLU®, CH.F.C.,® CFP®, C.H.F.S.
SPECIALTIES: Financial, Retirement, Estate and Tax Planning. Mutual Funds, Insurance Products, RRSPs, RRIFs and Annuities. Mr. Eppstadt has been providing independent financial strategies in the Ottawa area since 1978. He is the president of Future Financial Planning Group. He is a Chartered Life Underwriter (CLU), a Chartered Financial Consultant (CH.F.C.), a Certified Financial Planner (CFP) and a Certified Hedge Fund Specialist (C.H.F.S.). Mr. Eppstadt is able to offer mutual funds through one of Canada’s largest, independent mutual fund dealers, Worldsource Wealth Management Inc. Mr. Eppstadt has been an advisor with Worldsource since their inception and has been a Worldsource ‘Top Performer’ for over 20 years – a recognition given to less than one percent of all Worldsource advisors. In addition to mutual funds, Mr. Eppstadt holds a Life Insurance Licence which allows him to advise on and sell Annuities, Life, Accident & Sickness, Disability, Critical Illness and Long Term Care Insurance through term/mart Insurance Agency Inc. One of Carl’s passions is golf and he is a long standing member at the prestigious Rivermead Golf Club. Carl also enjoys renovating projects in the summer and downhill skiing at Mont Ste. Marie in the winter. 
Robin McLaughlin
Licenced Associate
Robin began her journey in the financial services industry in September 2021 and has been a great addition to the team ever since. She has a unique background in customer service and is a strong administrative professional with a sharp eye for detail. Robin has significant experience in client relations, human resources and training and event planning. In May 2019, Robin graduated with high honours in her post secondary schooling. Robin lives in the neighbourhood and enjoys time spent with family, friends and her animals.
Julie Westall
Financial Planner CFP®, CIM®
In January 2010, Julie joined Future Financial after 10 years in the broker channel with RBC Dominion Securities. Julie holds the Certified Financial Planner (CFP) and Chartered Investment Manager (CIM®) designations and offers mutual and hedge funds through Worldsource Wealth Management Inc. Clients know Julie to be a keen listener, committed to providing high-level service and passionate about detail in execution. Details matter to Julie and she spends the time needed to get to know each and every client to truly understand their goals. Julie is an expert with everything relating to QROPS (Qualified Retirement Overseas Pension Scheme) transfers and has successfully helped numerous UK expats transfer their retirement savings to Canada. Julie is committed to expanding her financial planning skill set through professional development courses, which enhances the value she provides to her clients. In April 2014, Julie received her Life Insurance Licence. Since 2012, Julie has been the Treasurer on the Board of Directors of the Civic Hospital Neighbourhood Association. Julie spends most of her free time inside a hockey arena and is a very proud minor hockey mom to two children. In the summer, Julie frequently accompanies her older child to golf tournaments across Ontario and Quebec.
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